Tools and Excel Template

🏅 Gold Investment (MY)

Monthly Invest (RM): Gold Price/g (RM): Growth/Year (%): Future Price/g (RM): Years:

🥈 Silver Investment (MY)

Monthly Invest (RM): Silver Price/g (RM): Growth/Year (%): Future Price/g (RM): Years:

🏦 Fixed Deposit (MY)

Initial Deposit (RM): Monthly Top-up (RM): Annual Rate (%): Years: Monthly Compounding

📈 Stock Investment (MY)

Initial Investment (RM): Monthly Top-up (RM): Annual Return (%): Years:

💰 Investment & Wealth Calculators

👴 Retirement (EPF + Private)

Current Age: Retirement Age: EPF Balance (RM): Monthly EPF (RM): Private Savings (RM): Return (%): Inflation (%): Spending in Retirement (RM):

💵 Dividend Income Calculator

Investment Amount (RM): Dividend Yield (% per year): Years to Hold: Reinvest Dividends?

📈 DCA Simulator

Monthly Investment (RM): Number of Months: Initial Asset Price (RM): Monthly Price Change (%):

💸 Inflation vs. Investment Comparison

Starting Amount (RM): Duration (Years): Annual Inflation Rate (%):

🏡 Property & Loan Calculators

🏡 Home Loan Repayment Calculator

Loan Amount (RM): Annual Interest Rate (%): Loan Tenure (Years): Extra Monthly Payment (RM): Lump-Sum One-Time Payment (RM): Apply Lump-Sum in Month #:

🏡 Home Loan + DSR Checker (MY)

Net Monthly Income (RM): Monthly Commitments (RM): Property Value (RM): LTV %: Interest Rate (%): Loan Tenure (Years): Target Max DSR %:

🏠 RPGT Calculator (Malaysia)

Preset Property Type: Purchase Price (RM): Acquisition Costs (RM): Sale Price (RM): Disposal Costs (RM):
e.g. Agent, Legal, Renovation Holding Period (Years): Owner Type:

🧾 Budgeting & Expense Tools

🎯 Goal-Based Savings Planner (MY)

🎯 Goal Amount (RM): 💵 Monthly Savings (RM): 📊 Annual Return Rate (%):

📊 Monthly Budget Tracker (MY)

Monthly Income (RM): Needs (RM): Wants (RM): Savings (RM):

📊 50/30/20 Rule Budget Planner

Income Source 1 (RM): Income Source 2 (RM): Number of Months: Savings Target (RM): Needs % (Default 50%) 50% Wants % (Default 30%) 30% Savings % (Default 20%) 20%

🚨 Emergency Fund Calculator

Choose a Scenario: Monthly Living Expenses (RM): Months to Cover (e.g., 3 to 12 months): Annual Interest Rate (%):

💰 Sinking Fund Planner

Goal Amount (RM): Months to Save: Annual Interest Rate (%):

Find the latest Gold and Silver Price Updates for Malaysia. Platform to explore Buy Gold Product, Gold Investment, Personal Finance, and Tools and Excel template.